By Nimal Fernando
This record offers a framework for aiding the improvement of sustainable microfinance platforms that offer different, high quality prone to frequently underserved low-income or terrible families and their microenterprises. particularly, the slow commercialization of the Philippines's heterogeneous microfinance is explored, in addition to the rest demanding situations to sustainable microfinance in different countries, together with inadequate figuring out of the microfinancing procedure and gradual flow towards commercialization.
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Additional info for Commercialization of Microfinance: Philippines
Three quarters of these member-clients were women. 6 million in December 2002. 5. A unique element of the program was a partnership between WOCCU and Freedom From Hunger that enabled credit unions to offer a village banking product, Savings and Credit with Education (SCWE), to poor rural women, in addition to their regular savings and credit services. SCWE is a microfinance program designed specifically to meet the needs of the very poor rural women in the communities of the credit unions with demand-driven, commerciallypriced financial services.
As the first microfinance-oriented thrift bank in the Philippines, OMB is able to supplement traditional microfinance loan products, such as group loans and forced savings, with individual loans, voluntary savings accounts, and certificates of deposit. 5). As of August 2002, OMB had 19,000 active borrowers under its group lending program and 291 active borrowers under its individual lending program. 2 million). 6 million). OMB was formed initially as a small bank venture under the Philippine Scale-up project managed by the Alliance of Philippine Partners in Enterprise Development, Inc.
The process of its establishment will also be used as a model in the organization of other formal MFIs around the world under the leadership of the OIN, one of the largest international NGO providers of microfinance in the world. Agricultural and Rural Development for Catanduanes, Inc. VisionBank To assist poor farmers and micro and smallscale entrepreneurs in accessing much needed capital and provide an option to traditional moneylenders, the microfinance NGO Agricultural and Rural Development for Catanduanes, Inc.